⚖️ Play Balance the Books: can you close the £130bn gap? 📚 Where the numbers come from 👤 About the dashboard and author

The Nation's Wallet

Where the UK government's money comes from, where it goes, and how big the gap between the two is. Figures are for the 2025/26 financial year (April 2025 to March 2026), the latest full year of official data.

Every second of the year, on average, the UK public sector…

£43,100
spends
£39,000
raises in tax and other income
£4,100
borrows to cover the gap
Income £1,230bn covers about 90p of every £1 spentBorrowing £130bn
£1,360bn
total spending, 44.3% of GDP
£1,230bn
total income, 40.1% of GDP
£130bn
borrowed, 4.2% of GDP
£2,985bn
national debt (July 2026), 94.1% of GDP

In and out

Hover over a slice or row to see its share, and click any row with an arrow to open a more detailed breakdown. Switch to "per person" to see what each figure works out as for every one of the UK's roughly 69.5 million residents.

Where the money comes from

£1,230bn
total income

    Where the money goes

    £1,360bn
    total spending

      The big slices, opened up

      Three taxes do most of the lifting, and pensions are the single biggest thing the state pays for.

      Three taxes raise two-thirds of all tax

      Share of the £1,103bn tax take

      Inside social protection (£407bn)

      Pensions, benefits and social care

      Where would your tax go?

      Type in roughly how much tax you pay in a year (income tax, National Insurance, VAT, council tax, the lot) and see it split the same way the government splits its whole budget.

      £

      Every £100 of public spending, one square per pound.

      How do you compare?

      Type in your total income before tax, from all sources, and see where you sit among the UK's 39.1 million income taxpayers, and how much income tax and National Insurance that means.

      £

      Percentiles come from HMRC's survey of personal incomes for 2023/24, the latest published, so incomes have risen a little since. Tax is worked out with 2025/26 rates for England, Wales and Northern Ireland; Scotland has its own income tax bands. This covers income tax and employee National Insurance only, not VAT, council tax or other taxes.

      Mind the gap

      Spending has run ahead of income every year, and the shortfall is borrowed.

      Who holds the purse strings

      All 24 departmental groups for 2025/26. Departmental budgets (day-to-day plus investment) total £639.8bn; switch to total budgets to add benefits, pensions, student loans and other demand-led spending, which takes the total past £1,260bn.

      Click a bar to open that department's breakdown. Departmental totals are official; the split inside each one is an estimate, because the Treasury doesn't publish programme-level detail in this table.

      View all the breakdowns as a list

        Put another way

        Numbers this big are hard to picture, so here they are in smaller pieces.

        £300m a day

        Interest on the national debt: £109bn a year. That's more than defence, housing and environmental spending put together.

        £400m a day

        The state pension, at £146bn, is the single biggest item of government spending.

        £3,700 each

        Health spending of £258bn works out at about £3,700 for every person in the UK.

        £19,600

        Total public spending per person. Income per person is about £17,700.

        36% of GDP

        The tax take in 2025/26, the highest share of the economy since the early 1950s.

        £42,900

        The national debt divided by every person in the UK.

        Sources and notes